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This blog is a test of ethical character, the most important part of a human being. 

Visitors willing to read the entirety of this blog without getting bored or offended deserve credit, ranking near the top in an important character trait, unlike mass destructive individuals treating politics as infotainment and as opportunities to engage in fanatical, knee-jerk, poorly reasoned grandstanding. 

They likely understand that creating beneficence and accurately weighing good points are most important in ethics, aided by real meritarianism, not the ersatz meritarianism of power.

The public policy prescriptions on this site would provide at least two quadrillion dollars in economic benefits and prevented costs, including opportunity costs, over the next 200 years, much more in other ethical benefits.

Energy Policy Recommendations

Provide federal funding to build at least 58,000 US roundabouts at sufficiently beneficial locations, with a mean cost of no more than $305,000 per roundabout.

Eliminate fuel economy rules (CAFE) for vehicles. 

Ban the carbon offsets, cash-for-clunkers, and cap-and-trade financial scams.

Create a nine cents per pound federal sales tax on motor vehicle fuels derived from fossil fuels. Increase the tax with the CPI plus one cent per pound each month for 22 years, then continue to increase with the CPI. Break off trade relations with any non-OPEC nation that does not enact similar or larger Pigouvian taxes on motor vehicle fossil fuels. Create a $21 per ton of carbon emissions negative externality tax on fossil fuel generated electricity from utilities. Increase the tax with the CPI plus three dollars each year for the next 26 years, then continue to increase with the CPI. Offset the regressive effect of this and other Pigouvian taxes by gradually eliminating the 15.3 percent payroll taxes on productive work, using taxes on negative externalities for Social Security and healthcare.

Slap escalating with prices taxes on imported fossil fuels costing greater than 31 percent more than the costs of production and transportation. Encourage other nations to do likewise, adding additional negative externality taxes on imports from nations that refuse.

Require non-nuclear ships and boats above 800 metric tons, docked in US ports, to go cold iron, except when sailing within 2.5 hours.

Create electronic vouchers to energy inspect and weatherize utility using United States buildings not already inspected and or weatherized. 

Mail, with instructions, to every United States household: an Ambient Orb, Kill-A-Watt, electric mattress pad, mini power minder, and window bubble wrap for Christmas.

Ban NIMBY lawsuits and HOA regulations restricting the use of energy conservation practices and non-fossil fuel sources of energy, along with state and local government regulations doing the same.

Create a GPS air traffic control system.

Eliminate the fraud riddled Energy Star program. Ban Energy Star labeling on products. 

Repeal the Jones Act, requiring US built ships for domestic shipping. Eliminate the harbor maintenance tax on domestic shipping.

Approve the construction and use of well-designed, well-regulated fast breeder reactors and nuclear energy facilities.

Legalize the licensed adults only use of licensed four wheel vehicles not passing federal passenger safety standards on roads and private properties having speed limits under 26 miles per hour.

Repeal the 25 percent tariff on imported light trucks.

Require government buildings to avoid using air conditioning to cool spaces below 71 degrees and to avoid heating spaces above 68 degrees, except when sufficiently beneficial for scientific or medical or military or shelf life storage reasons.

Eliminate tariffs on non-fossil fuel energy equipment, including rechargeable batteries and other energy storage equipment.

Require new electric vehicles to have standardized connections to charging stations. Require charging stations to charge competitors' electric vehicle models.

Provide federal funds to construct additional freeway ramps when the overall benefits outweigh harms.

Prohibit state, local, and judicial entities from blocking energy relevant projects and policies approved by Congressional and or executive branch entities.

Repeal the Energy Policy Act of 2005. Repeal the misnamed Energy Independence and Security Act of 2007.

Require mineral and fossil fuel extraction entities to create and sufficiently fund negative externality escrow accounts to pay for remediation of harmful leaks and land pollution caused by their activities.

Ban the use of corn stover for utility electrical production.

Create mandatory minimum sentences of at least one day of hard labor for each $20 of harms caused by energy grid attacks, plus mandatory minimum lifetime hard labor sentences for energy grid attacks causing deaths, the same for attacks on energy grid equipment manufacturers and distributors, likewise for attacks on shipping, railroads, and trucking.

Enact these nuclear energy reforms.

Prohibit government entities from requiring vehicle purchases through dealerships and other middlemen.

Ban government entities from charging electric streetcar and cable car companies for street maintenance.

Prohibit government entities from blocking private construction of and or operation of energy projects having prior legal approval, except when new evidence beyond a reasonable doubt arises that such projects will cause at least three times as many harms as benefits.

Implement the Seams electrical grid policy conclusions.

Ban states from closing rest areas, except for short-term repairs. Auction empty land in large rest areas for gas stations and charging stations.

Pass the Atomic Energy Advancement Act.

Prohibit states from banning the sale, purchase, licensing, and registration of Federally approved hybrid and internal combustion engine vehicles obtaining at least 22 city and 28 highway miles per gallon. 

Prohibit states from banning the sale, purchase, licensing, and registration of Federally approved non-internal combustion engine vehicles.

Prohibit regulators from issuing command and control vehicle sales and purchase requirements by vehicle energy source type.

Prohibit tax expenditures for motor vehicle sales, rentals, and or purchases. 

Require proof beyond a reasonable doubt that the benefits of any government-funded charging station outweigh the costs before funding such construction.

Pass the Energy Permitting Reform Act of 2024. 

Amend the Energy Policy Act of 1992 to eliminate most of its provisions, except the toilet rules.

Move all federal motor vehicle manufacturing regulatory entities to the Department of Energy. Prohibit state motor vehicle manufacturing regulations.

Prohibit government entities from paying resource extracting entities to extract fewer resources.

Eliminate most government mandates requiring private energy conservation.

JT Fournier, last updated November 23, 2024

Financial Policy Recommendations

Choose overall ethical benefit maximizing monetary policies.

Prohibit the issuance of state and federal waivers for health, labor, safety, and financial regulations, except when those waivers have been approved by majorities of relevant legislatures or voters.

Require all lenders to obtain, directly from the IRS, the prior three years tax transcripts for loan applicants on loans exceeding $24,000. Require transcript communication by non-forgeable methods. Repeal laws prohibiting lenders from obtaining those transcripts.

Require regulators to take a daily oath to regulate according to the law. Fire and replace regulators who refuse to regulate according to law. End all FBI, regulator, and other law enforcement partnerships with lobbyists, financiers, and corporations.

Make executives and proprietors criminally liable for repeated wage theft.

Require mandatory credit counseling before individuals declare bankruptcy. Require individuals with larger incomes and larger assets to repay more of what they owe when filing for bankruptcy.

Per Peter Swire and as Daniel Prieto notes: institute "a $50 cap and automatic dispute resolution for identity theft losses, similar to the basic anti-fraud provisions for credit cards."

Centralize federal financial regulators and regulations in one agency under control of an elected attorney general, with oversight by the House to prevent corruption driven hiring and firing. At least triple the number of financial regulators and investigators.

Limit financial institutions to thirteen-to-one leverage ratios in bad times and eight-to-one ratios in good times.

Require regulations applying to one financial instrument to apply to all similar instruments, regardless whether labels differ. Create new transparency rules.

Turn government-supported financial enterprises into nonprofit government agencies, then slowly break them up and sell them or kill them.

Charge banking entities having more than $960 million in deposits or 0.19 percent of national deposits an additional $22 of deposit insurance per year, per each $1000 in balances, counting all entities with their parent entities.

Strengthen SEC disclosure rules and enforcement.

Implement some of the prescriptions here.

Permit bankruptcy courts to alter home mortgage terms. Prohibit mortgage lenders from repackaging loans. Eliminate FHA housing insurance.

Require publicly traded entities having assets greater than $11 million or gross receipts greater than $15 million per year to make their tax returns public.

Require high school and vocational school students to receive at least 20 hours of morally risk-neutral personal finance education and require high schools to provide such.

Ban new home mortgage loans exceeding 8.5 times the local median annual household income. Ban new non-business motor vehicle loans exceeding $41,000. Prohibit new for-profit loans exceeding $11,000 to individuals under age 29, except mortgage loans, business loans, and loans recommended on this site.

Prohibit financial bailouts of corporations not getting equivalent or greater market rate equity in return. Unwind bankrupt financial entities with no compensation given to equity owners. Unwind too big to fail businesses. Prevent investment banks from having limited liability protections. Prohibit the federal government from suing states and local governments to protect predatory financial entities.

Prohibit U.S. banks from doing business with shell banks or businesses involved in money laundering. Enact sanctions on nations cavalier about banks doing business with shell banks or businesses heavily into money laundering.

Support international efforts to reduce money-laundering, tax evasion, and rogue banking. (Rich criminals say it would violate their right to privacy. Too bad. Their right to criminal privacy is outweighed by the rights of others to protection from crime and by the benefit created by preventing parasites from profiting. Almost no one complains that the government has access to the financial records of ordinary wage earners, individuals who cannot afford battalions of lawyers to defend themselves. Yet financial criminals expect special privileges to do harm.)

Repeal the Private Securities Litigation Reform Act, Gramm-Leach-Bliley Act, Commodity Futures Modernization Act, and legal elements of the National Home Ownership Strategy. Prohibit entities participating in offshore futures trading from importing into the U.S.

Require states, Washington DC, and territories having populations greater than 40,000 to appoint mortgage regulators.

Ban government contracting with inverted corporations, including when it conflicts with trade agreements. Ban federal contracts with entities requiring employees to sign mandatory arbitration containing contracts.

Adopt the EU credit card and debit card caps on interchange fees.

Require credit card entities to give customers at least 23 days to make a payment before adding late fees. Ban credit cards offering more than $28,000 in credit.

Prohibit credit issuing entities from charging interest exceeding the inflation rate plus five percentage points. 

Pass H.R. 3221, banning federal contracting with companies engaging in fraudulent practices.

Increase funding for and the number of investigators at the Financial Crimes Enforcement Network by at least 60 percent.

Pass most of these anti-money laundering proposals.

Ban naked short selling. 

Ban securitization, also known as pooling and selling loans, except in specific cases ordered by bankruptcy judges or Congressional majorities.

Require banking entities to publicly list all assets and liabilities.

Pass a law permitting the treasury secretary to implement efficient, thorough capital controls to slash the trade deficit when the harms from trade deficits become excessive.

Pressure giant banks to break up per Dean Baker: "banks would be given sliding targets, say an asset cap of $1 trillion in three years, $600 billion in five years, and $200 billion in ten years. They would face large and growing fines on the amount of assets they held in excess of these caps... after three years they could face a penalty of 1 cent for every dollar in assets they held in excess of $1 trillion. This means that if JP Morgan still has a level of assets near its $1.6 trillion current level after the first deadline it would pay $6 billion a year in penalties. The penalty could rise to 1.5 cents on the dollars for assets over $1 trillion at the point where the $600 billion ceiling took effect. In that case, they would be paying a penalty of 1.5 cents on their assets above $1 trillion and 1 cent on their assets between $600 billion and $1 trillion."

Require annual remuneration above nine times median annual family income at any publicly traded corporation to be severely restricted stock, with only five percent transferable per year.

Ban FDIC, SIPC, and NCUA insurances for foreign entities and foreign owned US entities.

William Greider: "Restore the boundaries between commercial banking and investment banking... [a]ssign the Federal Reserve's regulatory role to a new public agency that is visible and politically accountable." Prohibit all proprietary trading by all commercial banks and credit unions.

Robert Reich: "Credit-rating agencies should no longer be paid by the companies whose issues are being rated; they should be paid by those who use their ratings... investors like pension funds and mutual funds should not be getting investment advice from the same banks that profit off their investments; the advice should come from sources without a financial stake... investment banks [must] return to being partnerships and the capital on their books be their own, not yours or your pension fund's."

Prohibit individuals convicted of financial crimes from working in  financial industries again. Prohibit executives from bailed out financial businesses from working in financial industries again.

Regulate derivatives at least as strongly as stocks. Prohibit government insured entities from buying and selling derivatives. Ban capital relief trades using derivatives. Prohibit government entities from bailing out derivative trading and holding entities.

Prohibit for-profit loan originators from providing insurance for such loans.

Ban loan making entities from giving loans to their managers and or employees earning more than the median household income per year.

Ban entities receiving government loans, bailouts, and or tax entitlements from giving bonuses.

Ban the creation and sale of new credit default swaps, collateralized debt obligations, and other mortgage-backed securities. Prohibit entities with more than $400 million in assets or deposits from owning existing mortgage-backed securities.

Ban dark pools.

Prohibit entities failing to pay Finra ordered arbitration awards from financial industry activities, including through relatives and other intermediaries, except savings accounts.

Create a new Pecora Commission to investigate and prosecute high-cost financial crimes. Ban leveraged buyouts. Strictly regulate futures contracts in industries where cartels, monopolies, or oligopolies exist.

Pass the Ending Too Big to Jail Act and Corporate Executive Accountability Act.

Pass the Nondebtor Release Prohibition Act of 2021.

Prohibit banks and government entities from lending to other entities for those other entities' purposes of investing in bonds, futures, equities, and or derivatives.

Treat corporate board members as corporate employees for regulatory purposes.

Willem Buiter: "Regulate all systemically important highly leveraged financial enterprises, whatever they call themselves: commercial bank, investment bank, universal bank, hedge fund, SIV, CDO, private equity fund or bicycle repair shop... all systemically important financial infrastructure or plumbing: payment, clearing, settlement systems, mechanisms and platforms, and the associated provision of custodial services... on a cross-border basis. Anything that is not explicitly allowed is forbidden. To get a new instrument or new institution approved, there will have to be testing, scrutiny by regulators... and other... parties, and pilot projects... once a new instrument or institution has been approved, it is only available ‘with a prescription'. For instance, only professional counter-parties rather than the general public could be permitted."

Prohibit credit and debit card providers, along with payment services, from collecting personal information beyond defaults, incomes, addresses, bankruptcies, phone numbers, credit scores, contact emails, late payments, missed payments, special education history, and criminal convictions.

Prohibit the issuance of any home mortgage having monthly payments larger than 28 percent of a buyer's mean monthly gross income.

Permit the elected Central Bank chairperson to make Central Bank appointments and firings with Central Bank inspector general approval. Require the Central Bank to have an independent inspector general. Prohibit current and or former financial industry executives from having regulatory and or supervisory positions at the central bank. Require the Central Bank to reveal information about all loans it makes. Provide for the impeachment of the Central Bank chairperson by 65 percent Congressional vote.

Let bankruptcy judges decide which parties should be paid and how much when distributing bankruptcy assets.

Prohibit government insured entities from paying any individual more than six times the median annual household income in all forms of annual remuneration.

Prohibit government entities from making secret grants, loans, gifts, and remuneration, except for well-reasoned intelligence agency and Department of Defense activities. Require reporting of spending on such activities to relevant inspectors general and other relevant oversight entities.

Prohibit federally insured financial entities from making or selling any financial instruments other than loans and their own stocks.

Ban anyone from being an executive and or board member at more than one government insured business at the same time.

Require 50 percent deferral of corporate executive remuneration above 160,000 dollars per year for at least 9 years, paying relevant corporate criminal fines and or health, labor, safety, financial or environmental civil judgments from the deferred pay when such wrongful activities occurred during the executives' tenures in charge, except when the executives exhibited swiftness in stopping ongoing wrongful activities during their first 60 days in charge.

Prohibit government loans lasting longer than 60 days to financial entities.

Eliminate waivers for fraud and abuse.

Prohibit financial industry loans for weddings, vacations, honeymoons, pleasure boats, and racing motor vehicles.

Improve the Sherman Act, including eliminating the maximum penalty rule.

Prohibit judges from applying less stringent foreign financial laws.

Cancel tax treaties with countries not providing tax query information. Prohibit US banks from doing business with entities in countries aiding tax evasion by US citizens.

Eliminate the Enron loophole and other rules exempting trading from regulations.

Require credit scores in free credit reports.

Repeal the misnamed JOBS Act.

Ban mergers and acquisitions at any business receiving bailouts or tax entitlements. Ban government bailouts of any business exceeding the trading value of the business without government taking 100 percent ownership, then reselling later or running as government-owned, privately run. Ban any entity receiving government bailouts or tax entitlements from paying any employee more than five times the median annual household income per year in all forms of annual remuneration, except physicians in non-executive positions. 

Pass the Specter Amendment altering the Exchange Act, allowing anti-fraud actions against enablers of fraud.

Require creditors to resell foreclosed houses within 60 days of foreclosures to individuals using the homes as their primary residences. Fine creditors $240 per day each day after 60 the homes remain unsold.

Ban trusts and pension instruments from investing in foreign debts. Ban US government entities from insuring and or bailing out foreign businesses, multinational businesses, and foreign government debts.

Ban any bailouts or government insurances for corporations currently or previously holding or trading crypto fake currencies. Ban any bailouts or government insurances for financial entities currently or previously providing or withholding financial services from citizens based on the political beliefs of such citizens, reducing the likelihood of corruption resulting from politicians and businesses tacitly trading government money for political partisanship.

Ban any individual and or business having majority ownership of a business filing for bankruptcy from having majority ownership of any other business forever.

Ban pension funds from investing in foreign, multinational, and or private equity firms.

Ban any chief decision maker of a business filing for bankruptcy from being chief decision maker for any other business forever.

Ban any individual applying for personal bankruptcy from being chief decision maker for any business forever.

Ban any individual applying for personal bankruptcy from being majority owner of any business forever.

Eliminate Federal agency policy statements contradicting antitrust laws.

Prohibit donations to charities affiliated with current or former Federal elected officials or political appointees and or military officers above O-4 by corporations, foreign entities, and multinational entities.

Make lifetime hard labor the recommended sentence for control fraud exceeding $240,000. Fine those convicted of identity theft tax fraud $200,000 plus any fraudulently obtained funds.

Ban all forms of credit risk insurance for corporations.

Ban endowments and pension funds from investing in private-equity. Ban pension funds from investing in foreign and multinational entities. Ban individuals handling pension investments from earning more than twice the median annual household income per year. Ban government entities from pre-funding government worker pensions. Ban labor unions from having investments, except credit union savings and checking accounts, plus real estate they perform union work from. Require labor union donations to political entities be approved buy a majority of union members.

Make recusals for financial and or relationship conflicts of interest mandatory for judges and investigators, enforced by an independent Federal entity.

Require executives of foreign companies traded in the United States to follow domestic disclosure rules.

Prohibit executives and board members from selling their stocks in their corporations until at least 1,500 days after leaving their corporations.

Require most banks and credit unions to provide FedNow services to their financial law abiding US citizen customers having sufficient funds in their accounts and accurate identification.

Increase the Department of Justice's antitrust division enforcement employment by at least 960 individuals, along with an adequate budget. Increase the FTC budget and employment by at least 350 percent.

Enact most of these banking reforms.

Prohibit anyone ever employed in the software, advertising, financial, lobbying or multi-level marketing industries from serving as legally binding arbitrators.

Per Matt Stoller, revoke some executive orders concerning the Office of Information and Regulatory Affairs.

Savvy Emailer: "Make it illegal for financial institutions to transact off balance sheet."

Prohibit former government employed lawyers from working for firms representing financial crime defendants.

Require all financial entities operating in the United States to follow regulations at least as strict as US regulations everywhere in the world they undertake financial transactions, including non-parent businesses. Require such entities to permit US regulators to access and evaluate their trading information.

Require corporations to incorporate with the federal government. Nullify state incorporations.

Require parent entities to have civil and criminal liability for crimes and harms committed by shell companies.

Prohibit anything from taking out a life insurance policy on an individual without that individual's knowledge. Prohibit corporations from taking out life insurance policies on individuals unless those individuals' first degree relatives are the main beneficiaries.

Require credit card accepting businesses to give at least a two percent discount to customers paying with cash, debit cards, money orders, and or cashiers' checks, compared to customers using credit cards.

Hand Central Bank and Office of the Comptroller of the Currency regulatory duties to the FDIC and other government entities. Increase regulatory funding and regulator employment. Eliminate the Office of the Comptroller of the Currency.

Place a $440,000 cap on executive lawsuits against companies.

Prohibit current or former executives at for-profit banks and or private equity firms from being employed by the Central Bank. Prohibit former Central Bank employees from working for for-profit banks and or private equity firms.

Require selection of board members for publicly traded companies by shareholders in proportion to shares held, excluding shareholders with shares below a federally mandated level. Ban the top two executives from voting. Require a re-election of top executives at publicly traded companies by board members any time a majority of board members request such.

Ban anyone having a remuneration receiving position with a for-profit financial company from concurrently working for any government regulating entity.

Ban judges and federal elected officials, along with their spouses and first degree relatives, from owning income earning financial instruments, except checking accounts and savings accounts and their residential real estate.

Amend laws to not include maximum punishments for financial crimes causing greater than $200,000 in harms.

Pass HR 5912, prohibiting the industrial loan company loophole.

Ban payment for order flow.

Pass the Securities and Exchange Commission Real Estate Leasing Authority Revocation Act.

Ban rent-to-own and similar schemes.

Require foreign and multinational entities operating in the United States to obey US financial regulations everywhere they operate, including laws not currently enforced.

Enact these antitrust reforms.

Permit states to establish public banks or credit unions roughly modeled on the Bank of North Dakota, to maximize beneficence to citizens.

Ban capital appreciation bonds.

Bill Black: hire 1,000 more FBI white collar crime agents. Have them focus on major financial crimes.

Require punishments for white collar repeat convictions to be greater than previous punishments for similar crimes.

Ban any government entity from obtaining and paying any financial instrument with interest rates greater than four nominal points above the inflation rate.

Prohibit the financial industry from making appointments to the central bank.

Ban government sponsored and or appointed entities from giving secret loans, grants, bailouts, and redistributions, except for Department of Defense research and development, along with other military activities during US declared wars.

Require appointment of Central Bank inspectors general by Congress. Require appointment of bank examiners by the head of the Central Bank, making bank examiners federal employees.

Implement some of Overcoming Short-termism.

Require mergers and or acquisitions to honor the debts and pension obligations of both entities. 

Require Antitrust Division and House majority approvals for national or regional mergers and or acquisitions creating Herfindahl Indexes greater than 0.18 and or increases in Herfindahl Indexes by greater than 0.01.

Require the largest competitor having a book value greater than $40 million in a national or regional market having a Herfindahl Index greater than 0.18 to break up unless receiving permission from the Antitrust Division and a House majority to operate at a Herfindahl index above 0.18. Continue breaking up the next largest competitors until the Herfindahl Index drops below 0.18. Require competitors permitted to operate at an index greater than 0.18 to meet some well-reasoned requirements of public utilities.

Ban any entity seeking bankruptcy protection from giving renumeration to any individual employee and or contractor, except physicians, exceeding $160 thousand per annum from the time of filing.

Ban private entities from making appointments to government oversight and law enforcement entities.

Eliminate the carried interest loophole.

Ban any contract requiring individuals to waive fiduciary and or other ethical duties. Reinstate the full financial fiduciary rule.

Repeal the misnamed Economic Growth, Regulatory Relief, and Consumer Protection Act.

Pass the 21st Century Glass-Steagall Act and the 21st Century Antitrust Act.

Ban all loan making corporations and government entities from giving weight to religious and or ethnoracial considerations in making loans.

Pass the Accountable Capitalism Act.

Prohibit dividends to managers during the first four years following a buyout.

Prohibit government contracts with foreign and or multinational entities having convictions anywhere exceeding five days incarceration and or $25,000 in fines.

Ban anyone, who received remuneration greater than twice the median annual household income in any year from sports, defense, finance, media, telecom, gaming, insurance, tobacco, lobbying, auditing, pharmaceutical, fossil fuel or real estate businesses, from government jobs paying more per year than the median annual household income, except in medical fields.

Implement most of these auditing reforms.

Ban for profit pharmacy benefit managers.

Ban investment advisers from advising entities to invest in private equity. Require all entities with private equity like structures to be regulated at least as strictly as investment banks.

Amend laws prohibiting government co-owners of businesses from having voting power to give government voting power in proportion to ownership percentages.

Ban current and former financial industry executives from financial regulatory positions. Prohibit legal credentials holding employees of the Federal Trade Commission and the DOJ Antitrust Division from owning income earning financial instruments, except checking accounts and savings accounts and their residential real estate.

Require withdrawal of trust funds to pay the debts of grantors unable or unwilling to pay their debts.

Ban any individual who accepted more than $2,000 for any speaking engagement from elected public offices and political appointments.

Prohibit any for-profit entity owned by other entities from receiving loans from those owning entities.

Require Congressional majority approval of Central Bank emergency lending exceeding 1.5 billion dollars.

Ban the ownership of older than four-year-old single and twin unit housing by for profit corporations, except FDIC insured banks.

Prohibit government entities from contracting with entities owned by private equity firms.

Pass the IRS Whistleblower Program Improvement Act of 2021.

Ban ownership of older than 20-year-old multi-unit housing by out of state corporations.

KJ Boyle: create and sufficiently fund a Department of Justice anti-price fixing division.

Grant the Commodity Futures Trading Commission request for a 13 percent increase in funding. Strike Footnote 563 from the July 26th, 2013 CFTC guidance and policy statement.

Enact some policies from here.

Ban new non-recourse loans exceeding $2.5 million to individuals and to businesses having any executive receiving more than $2.6 million per year in all remuneration. Ban businesses owing money on loans greater than $4.2 million from increasing executive remuneration at rates greater than the inflation rate.

Ban regulators and other law enforcement entities from offering plea bargain fines and other settlements for less than 150 percent of financial harms caused.

Repeal the Community Reinvestment Act.

Prohibit non-individual pension funds from investing in financial instruments other than domestic index funds, US Federal bonds, and domestic savings accounts.

Pass the Credit Card Competition Act of 2022.

Prohibit the hiring of regulators, who previously received remuneration from entities subject to regulation by the would-be regulators, except for teaching how to catch crooked tricks roles.

Prohibit current and former regulators from receiving remuneration from entities regulated by the current and former regulators' government agencies.

Prohibit any entity having more than 1.5 percent foreign ownership from receiving US tax entitlements. Prohibit any entity having more than 1.5 percent foreign ownership from receiving bailouts from US government entities.

Pass the Ending Insider Trading in Commodities Act.

Prohibit current and former pension fund managers from receiving gifts or remuneration from financial entities other than their managed pension funds, plus their savings and checking accounts, the same for union managers.

Repeal the misnamed Pension Protection Act and Section 209 of the National Securities Markets Improvement Act of 1996.

Prohibit states from having weaker financial regulations than federal financial regulations. Permit states to have stricter financial regulations than federal financial regulations.

Require government law enforcement entities to hire, employ, and pay public corporation auditors, perform the audits, then require the corporations audited to reimburse government entities for auditing costs.

Prohibit 401(k) accounts from investing, except in index funds, savings accounts, and the highest grade bonds.

Amend laws specifying maximum fines for financial crimes to have no maximum.

Create claw back laws and rules for every industry having executives capable of financial crimes.

Implement Francine McKenna's auditing reforms.

Require all foreign and multinational corporations selling financial instruments in the United States to comply with US auditing and financial rules unless following stricter foreign rules.

Ban stock options for corporate executives remunerated more than twice the median household income per year.

Prohibit financial regulators fired for failing to regulate according to laws from future government employment and from receiving gifts and or any form of remuneration from financial industry entities.

Prohibit current and former financial regulators from receiving gifts and or any form of remuneration from financial industry entities.

Repeal Rule 10b-18. Prohibit open-market stock buybacks.

Prohibit special purpose acquisition companies.

Require at least 10.5 percent down payments on home, auto, and or business loans exceeding $24,000.

Ban central bank employees earning more than the median annual household income per year from owning income earning financial instruments other than checking accounts, savings accounts, and their residential real estate.

Prohibit directors of businesses filing for bankruptcy from being partners, sole owners, board members, and or top executives of corporations in the future.

Prohibit any non-federal product from being labeled as currency.

Ban anonymously owned businesses from financial transactions with US entities.

Prohibit businesses from making loans to employees and contractors, including Form 1099 recipients.

Ban private equity entities from buying existing businesses, nonprofits, and residential properties.

Pass the ENABLERS Act, requiring broader reporting of international money laundering. Pass S.3316, a bill to help anti-money laundering whistleblowers. Expand whistleblowing protections and awards to cover all government entities involved in financial regulations.

Require financial criminal laws to require a preponderance of evidence of intent rather than proof beyond a reasonable doubt, including intent to be negligent.

Promote interagency sharing of probable financial crime information.

Enact more anti-money laundering policies.

Increase the cap on the Commodities Futures Trading Commission's whistleblower fund.

Prohibit any producer or wholesaler from giving rebates to retailers and retail purchasing employees.

Require stress tests to check for low probability, high harm outcomes.

Freeze assets of nations or their citizens when those nations refuse to extradite individuals likely guilty of US financial crimes exceeding $600,000 in harms.

Prohibit the transfer of assets from US entities to tax haven entities, including through middlemen.

Prohibit entities registered in tax havens from conducting business activities with US entities.

Pass the State Antitrust Enforcement Venue Act.

Ban the central bank from buying stocks and bonds, except US treasury securities and from manufacturing companies having all employees working in the United States.

Pass a federal law against perpetuities.

Seize up to four times the financial harms done available assets from non-arrestable, non-extraditable individuals having US financial crime arrest warrants or unpaid US civil judgments or unpaid US civil settlements.

Ban the FDIC and NCUA from insuring anything other than customer savings and checking accounts of US dollars.

Increase the maximum FDIC insurance for banking to 900 million dollars at a new basic services US Postal Bank and or new basic services Central Bank, adhering to the economic and regulatory prescriptions on this blog at a minimum. Prohibit bailing out depositors' deposits above $250,000, failing to take advantage of these new banks or methods of dispersing deposits.

Prohibit financial industry executive

remuneration packages incentivizing more risky than risk neutral behavior. 

Pass a law similar to the UK's Insolvency Act 1986, banning business directors from trading while their businesses are insolvent, making business directors personally liable for violations.

Create strict mandatory minimum punishments for risk reckless bank owners and employees. Prohibit e

lobbying entities from participation in government insurance programs.

Pass the Merger Filing Fee Modernization Act.

Amend the Uniform Securities Act to remove civil liability exemptions for relevant accessory actors.

Prohibit states and local governments from borrowing money using financial instruments having interest rates above the inflation rate. Prohibit states and local governments from paying any financial instrument fees, except outstanding balances and inflation rate interest.

Ban limited liability protections for lobbying and private equity firms.

Ban limited liability protections for non-manufacturing corporations having market caps greater than 22 billion dollars, defining manufacturing to include non-fossil fuel energy companies but exclude companies having more than four percent of their sales and or profits from media and or software.

Do not require evidence of motives and or cooperation for antitrust and other financial crime convictions.

Prohibit banks and credit unions from seizing funds in accounts they declare dormant.

Create a failed home mortgage right to rent. Permit employed foreclosed on or falling behind on payments homeowners to pay market rate rents by automatic payroll deduction, to remain living in those homes.

Ban individuals having net worths under two times the median annual household income from buying stocks and bonds, except index funds.

Ban the sale and transfer of unregulated securities.

Pass the Safe Access to Cash Act of 2022.

Pass the Ocean Shipping Reform Act of 2021 and the Investor Choice Act of 2021.

Give state and local governments $6.50 per citizen, per year exclusively for state and local government initiated antitrust and other anti-financial crime legal actions against corporations having book values greater than $20 million. Legalize antitrust lawsuits by local governments.

Prohibit business directors' insurance.

Eliminate all so-called home ownership society and so-called anti-red lining laws, rules, orders, and guidelines. Such policies multiply fraud, housing tumors, financial collapses, unpayable debts, environmental damage, and other harms, along with causing recessions and making recessions worse.

Repeal laws and parts of laws aiding kickbacks, monopolies, oligopolies, and or parasitic middlemen.

Ban quantitative easing, except to purchase US Treasury securities.

Bryce Tuttle: "The FTC and Department of Justice... should issue a policy statement declaring the [antitrust] labor exemption covers independent contractors... treated like workers, rather than like independent business people, by the company that hired them."

Prohibit US citizens having greater than $2,000 in debts from renouncing their US citizenships.

Prohibit hiding and shielding assets with relatives and other entities. Make such funds recoverable by civil and or criminal proceedings.

Prohibit individuals previously hospitalized for mental illnesses from obtaining credit cards and or rent-to-own items. 

Prohibit former special education students from obtaining credit cards and or rent-to-own items, except those in special education for non-brain reasons.

Prohibit Amerindian groups from violating state, local, and Federal regulations, including usury and gambling regulations.

Prohibit managers at government insured banks and credit unions from receiving positions and or personal remuneration from entities they approved loans to.

Prohibit the central bank from paying fees and or interest to corporations and or corporate executives.

Prohibit non-citizens and dual citizens living in the US from acquiring and or applying for loans and credit cards. 

Prohibit loan and credit card originators from giving loans and credit cards to non-citizens and dual citizens living in the US.

Experiment with Iowa's title guarantee program nationwide, banning commercial title insurance.

Ban so-called opportunity zones.

Charles Calamaris and Henry Kaufman: prohibit "hold-till-maturity book value accounting for securities." Prohibit central banks from valuing collateral at inflated values. Use SRISK measures in regulations.

Require banks and credit unions having greater than $90 million in assets and or liabilities to issue public, bimonthly reports listing assets and liabilities.

Pass the Failed Bank Executives Clawback Act.

On this website, entity shall be defined as any person or dyad or group or organization, including nonprofits, corporations, partnerships, and sole proprietorships.

Improve the Change in Bank Control Act.

Mark Flannery and Enrico Perotti: require banks to have market triggered contingent convertible bond buffers "at high threshold values to maintain risk incentives even when leverage increases, thus helping to overcome the risk of regulatory delay."

JT Fournier, last updated November 22, 2024

Freedom Policy Recommendations

Repeal the Military Commissions Act and 2006 Defense Authorization Act. Eliminate the Department of Homeland Security, devolving any beneficial functions to other entities.

Pass the Federal Agency Data Mining Reporting Act of 2007, Presidential Records Act Amendments of 2007, Congressional Lawmaking Authority Protection Act of 2007, Preserving United States Attorney Independence Act of 2007, American Freedom Agenda Act of 2007, Guantánamo Bay, Cuba Detention Center Closure Act of 2007, Military Commissions Habeas Corpus Restoration Act of 2007, Restoring the Constitution Act of 2007, National Security Letters Reform Act of 2007, State Secrets Protection Act, National Security with Justice Act of 2007, Freedom of Information Act Amendments of 2007, Open Government Act of 2007, Openness Promotes Effectiveness in our National Government Act (OPEN) Government Act of 2007, Whistleblower Protection Enhancement Act, Whistleblower Protection Bill, Foreign Intelligence Surveillance Modernization Act of 2007, RESTORE Act of 2007 (Responsible Electronic Surveillance that is Overseen, Reviewed and Effective Act), Executive Branch Accountability Act of 2009, OPEN FOIA Act of 2009, FISA Amendments Act of 2009, National Security Letters Reform ACT of 2009, State Secrets Protection Act, Whistleblower Protection Enhancement Protection Act of 2009, and NSA Oversight Act. 

Amend laws to eliminate contradictions among laws, focusing on improving long-term ethical consequences.

Repeal the USA Patriot Act.

Repeal the National Defense Authorization Acts of 2011 and 2013.

Repeal the Smith-Mundt Modernization Act of 2012.

Permit property owners and renters to audio and video record without consent almost everywhere on their own and rented properties, except bathrooms, bedrooms, shower rooms, and changing rooms.

Allow private companies and individuals to deliver all forms of mail.

Require at least 40 percent of government funded and or provisioned food bank food given by weight to be from legumes, not counting lentils, green beans, yellow split peas, and added sugar legumes.

Prohibit sales, excise, property, advertising, gross receipts, and or value-added taxes on fans, vents, seeds,  condoms, legumes, diapers, strollers, pacifiers, insulation, toothbrushes, N95 masks, dental floss, hand grips, child care, wrist weights, boric acid, interior paints, exterior paints, plumbing supplies, roofing materials, building siding materials, building wiring materials, residential rents, exercise bands, exercise tubes, nicotine gum, hard orthotics, smoke alarms, carbon monoxide alarms, fallout shelters, car seats, cribs, bassinets, jumpers, baby gates, highchairs, breast pumps, nursing pads, infant formula, baby bottles, mattress covers, rechargeable batteries, adjustable seat stationary bicycles, replacement windows, lead-free ammunition, door security devices, window security devices, prescription eyeglasses, insulation installations, air filtration equipment, non-motorized yard and garden equipment, menstrual hygiene products, psyllium husk fiber, prescription medical devices, used goods sold by non-corporations and not subject to negative externality taxes, commercial rents under $5,000 per month, greater than $10,000 industrial machinery, new tires when an identical number of old tires have been returned for proper disposal, unprepared and prepared foods containing fewer than 12 percent of their calories from meat and harmful carbs, greater than 29 SPF sunscreens, greater than 98 percent of UV blocking window tinting, greater than 99 percent of UV blocking glasses, greater than 98 percent of UV blocking hats larger than two square feet, Aeron style or better chairs under $800, athletic shoes under $80, along with cob, mudbrick, earthbag, earthship, straw bale, earth block, rammed earth, and fiberglass building materials.

Eliminate federal grants to local government entities failing to reign in  non-farm crowing roosters and barking outdoor dogs.
 

Prohibit sales, excise, and value-added taxes on medically beneficial services and medically beneficial pharmaceuticals under 50 cents per dose.

Ban government entities from requiring funeral directors after deaths. Ban government entities from requiring cremations or burials of miscarriages and aborted fetuses. Ban government entities from requiring burial caskets. Ban government entities from requiring that ocean scattered cremated remains be scattered any specific distance from shore. Ban government entities from banning home property burials, provided next-of-kin sign legal statements agreeing that they have no legal rights to visit the burial sites should the property be obtained by entities not willing to grant access. Ban cemeteries from requiring customers to buy markers or headstones from only them.

Repeal the Passenger Vessels Services Act.

Ban government entities from purchasing advertising on media entities containing political content.

Prohibit child support requirements from non-biological and non-legally adopted alleged parents of children. Permit anyone accused of being the biological parent of a child to obtain DNA evidence proving parenthood or non-parenthood.

Require that at least 97 percent of state and federal goods purchases by price be at least 95 percent manufactured in the US, except during pandemic national emergencies or wars consuming at least 40 percent of GDP, beginning 44 months after passage of this law.

Ban chiropracty and acupuncture.

Ban phase I, II, and III trials from charging study participants.

Require Internet transactions to pay the same sales, excise, and value-added taxes as other transactions. Pass a net neutrality law.

Prevent operating system providers from restricting customer chosen use of non-malware third party applications.

Repeal Section 1021 and Section 1022 from the 2012 National Defense Authorization Act.

Ban entities convicted of wage theft from government contracts.

Prohibit government entities from requiring running water in homes worth under $80,000, provided such homes have rain barrels or tanks with combined storage greater than 200 gallons per person living in the households.

Require all law enforcement officials to take an annual oath stating it is not illegal to audio or video record the public behaviors of law enforcement officials and that they will not arrest or prosecute anyone for audio or video recording public activities, and that they will not confiscate those audio or video recordings. Withhold federal funds to any state or local government that concocts laws banning the recording of any public activities.

Do not enforce federal laws on the distribution and possession of laughing gas and alkyl nitrites in states that have decriminalized these substances.

Prohibit face and body exposing interviews for Federal government jobs, except in the Department of Defense and Department of Justice.

Prohibit laws restricting the use of cognitive testing by schools and employers.

Expand 18 USC 610 to include the coercion or commanding or intimidation of private sector, state government, and local government employees to have or not have specific political views, not including any claim to employment based on having political views differing from employers.

Grant any citizen significantly harmed by a monopoly or oligopoly the right the launch antitrust lawsuits.

Pass the Community Access Preservation Act of 2009 and The Local Community Radio Act. Ban media mergers and acquisitions involving media corporations having book values greater than $60 million. Prohibit all foreign entities from owning any US media entity that uses the US electromagnetic spectrum or has wires crossing US public lands.

Ban scroll increasing software updates without user opt-in.

Ban managers and employers from receiving any portion of tips given to other workers.

Pass the Open App Markets Act.

Require non-gated publicly owned parking lots and entities sending or receiving semi shipments to permit licensed semis and semi drivers to park and sleep overnight during non-working hours when available spaces exist, eliminating those entities' lawsuit liabilities for damages suffered by such drivers and semis. Create a $600 mandatory minimum littering fine at such locations.

Prohibit states from restricting judges' jury award changes.

Repeal all exemptions from libel and slander laws for all charities and corporations worth more than $24 million.

Randomly survey Lifeline phone participants. Prohibit companies having year-long user reported ratings below 2.8 on a zero to five scale from participating in the program.

Repeal the Hart–Cellar Act.

Pass the IG Independence and Empowerment Act.

Defund highway removal programs.

Strike investor state dispute settlements from trade agreements.

Prohibit purchasers of properties from being bound by restrictive covenants created by property sellers.

Prohibit government employees, former regulators, former political appointees, and former elected officials from non-disclosure agreements, including verbal non-disclosure agreements, except for classified information and attorney-client privileges. 

Prohibit states and local governments from regulating the amounts landlords charge for security deposits. Require new tenants to post photographic evidence of rental unit conditions to unalterable, date stamped internet sites.

Pass the Corporate Executive Accountability Act.

Require every publicly traded corporation to have at least one worker, elected by non-supervisory co-workers, on its board of directors.

Implement most of these reforms by Scott Amey, Sean Moulton, Geoff Wilson, Joanna Derman, and Joe Spielberger.

Ban US citizens and former citizens from donating to non-domestic politicians, political campaigns, and political NGOs.

Pass the Import Security and Fairness Act, closing the loophole permitting counterfeit imports and imports failing to pay fees, duties, and taxes.

Eliminate the so-called Presidential Medal of Freedom.

Use payment oversight reforms.

Ban current and former Federal elected officials and political appointees, along with their first degree relatives, including by marriage, from sitting on corporate and charitable boards.

Strengthen the Freedom of Information Act.

Pass the Freedom and Right to Emancipate from Exploitation Act, helping prevent advantage taking of adults having guardians.

Require providers of gift cards and under $100 balance remaining prepaid debit cards to return remaining balances to card bearers in cash upon bearer request. Prohibit gift cards and prepaid debit cards from having expiration dates. Prohibit fees on gift cards and prepaid debit cards.

Prohibit property theft by squatting.

Prohibit foreign and or multinational entities from donating to entities operating in the United States, except for food, housing, and healthcare donated to individuals below the top 10 percent in wealth or incomes.

Prohibit state and local taxes on non-alcohol foods served for takeout or outdoor dining.

Require all legal and financial  documents electronically communicated to US entities by corporations and US government entities to be in file formats openable by all common computer and smartphone operating systems without recipients having to download additional programs.

Ban law enforcement entities from supervising and or serving as coroners and or medical examiners.

Prohibit tariffs on scooters, bicycles, and electric motor vehicles weighing under 5,100 pounds.

Require employee classification for citizens working for the same entity at least 80 days per year and not having a business license while working for the entity.

Pass the 2022 CFO Vision Act and 2021 Administrative False Claims Act.

Ban anyone having a financial crime conviction, causing greater than $5,000 in harms, from political appointments and government elected positions. Ban CEOs, former CEOs, and corporate majority owners, who previously filed for personal or business bankruptcy, from political appointments and government elected positions. 

Prohibit foreign governments from suing US citizens having wealth under 9.4 million dollars in US courts. Prohibit foreign governments from suing non- multinational US organizations having book values under 19.1 million dollars in US courts.

Pass the Protection from Abusive Passengers Act. Permit airline pilots above 65 to continue piloting if they have overall health and cognitive functioning, including fluid reasoning, better than the median 60-year-old. Require such pilots to undergo annual tests for overall health and cognitive functioning.

Ban non-disclosure agreements involving government entities and government employees, except for sufficient physical safety and national security reasons.

Ban requiring building permits for structures under 100 square feet.

Pass the Allied Partnership and Port Modernization Act and the Incentivizing Expansion of US ports Act.

Prohibit white collar criminals, who caused at least $200,000 in harms, from prison early release programs.

Pass the Competitive Dollar for Jobs and Prosperity Act. Suspend "tax waivers on foreign government holdings of US financial assets in the" United States... "offset purchases of the foreign assets those countries found to be engaging in currency manipulation purchases known as countervailing currency intervention." Pass the Eliminating Global Market Distortions to Protect American Jobs Act.

Prohibit employers from requiring workers to kneel while working.

Prohibit business and foreign entity software from collecting and distributing users' geolocation data, except for 911 services and or when users click to opt in to only geolocation data specific questions.

Prohibit corporate user agreements from containing provisions violating state, local, and or federal laws.

Prohibit any entity from remotely turning on any US citizen electronic device without a court ordered warrant from a democratically elected US citizen judge.

Prohibit private employers from demanding access to electronic devices owned by employees and contractors.

Require drivers to be paid hourly wages, reserving per mile remuneration for work caused costs on drivers' own vehicles.

Eliminate federal and state term limits, except those related to retirement ages.

Ban Chinese, Russian, and OIC companies from US stock exchanges.

Ban States and local governments from prohibiting mandatory water breaks..

Require watermarking computer generated human images owned and or distributed by government entities and for-profit media entities as computer generated. Require water marking computer altered human images owned and or distributed by government entities and for-profit media entities as computer altered.

Require at least one "Pedestrians have the right of way everywhere in parking lots and on sidewalks," sign in all parking lots larger than 6,000 square feet.

Require book value greater than 3,010,000 times median annual household income businesses to break up, banning any entity from owning a plurality or more of more than one offshoot.

Prohibit exclusive recording and broadcasting rights of public amateur competitions.

Ban for profit electronic device operating systems designers from including political propaganda in their operating systems.

Eliminate the HUD rule requiring 10-year battery smoke detectors.

Pass the American Innovation and Choice Online Act. Pass the Ending Platform Monopolies Act.

Ban any individual from simultaneously sitting on the board of more than one corporation or charity.

Pass the Delete Act regulating data brokers.

Matt Stoller: break up the FDA, "so that its drugs and food divisions are separate, and it needs to take its mandate seriously to make for a resilient supply chain."

Pass the Meat and Poultry Special Investigator Act of 2022.

Ban race, ethnicity, and religion norming government and corporate employee performance evaluations.

Ban government entity exemptions from sales, excise, and value added taxes.

Pass a federal law similar to the West Virginia Wage Payment and Collection Act (PDF).

Require publicly traded corporations to change their charters when shareholders holding at least 55 percent of their stocks approve, provided the changes do not violate laws and legal contracts.

Require public publication of budget appropriation requests made by government entities, except Federal top secret requests.

Require clear, non-verbose, well-defined language in government rules.

Permit websites to put warnings about cookies in small fonts at the bottoms of pages rather than using pop-ups.

Ban government contracting with media companies having book values greater than 1.4 billion dollars. Ban government contracting with media companies having billionaires as shareholders.

Prohibit employers whose majority of goods and or services produced are not political and or religious from punishing their workers for not attending political and or religious training.

Prohibit employees working for employers whose majority of goods and or services produced are political and or religious from suing their employers and or fellow employees for political and or religious reasons.

Prohibit labor unions from punishing  union members for not attending union events, except employees of the labor union.

Prohibit states and local governments from regulating embryo screenings.

Pass the Preventing a Patronage System Act.

Ban the sale, purchase, and importation of guard dog, brachycephalic dog, and chronic pain prone dog breeds— including Rottweilers, pitbulls, and their mixes—except by military and law enforcement entities. Ban the sale, purchase, importation, and deliberate  breeding of dog breeds and mixed breeds causing more than ten human mauling deaths per decade, per 3.8 million breed population.

Ban the sale, purchase, and importation of dog breeds having mean adult weights greater than 60 pounds.

Ban the sale and purchase of the 14 dog breeds most likely to suffer heat stroke at counties and parishes having mean summer daytime highs greater than Milwaukee.

Prohibit local government regulations from restricting the capture and elimination of harmful wild and feral animals.

Prohibit zoning ordinances for fallout shelters.

Ban for-profit computer operating system corporations from selling software other than operating systems.

Require businesses to return positive balances to customers canceling services, regardless of scam language buried in user agreements.

Ban corporations from owning or leasing slaughterhouses; ban corporations from owning or leasing seafood or freshwater food processing facilities; require such ownership by sole proprietors or first degree relative partnerships, limiting owners to one such facility, banning subleasing.

Pass the Criminal Alien Gang Member Removal Act.

Ban publicly funded faculty and administrators from accepting non-school remuneration for speeches.

Ban political appointees and elected officials from making purchases worth over $2,000 for under 80 percent of market value.

Ban political appointees and elected officials from selling objects and services for more than 120 percent of market value.

Require the central bank to make all its loan information public.

Prohibit states and local governments from requiring GMO labeling on GMO foods.

Impeach every living ex-president.

Restore legal duties and funding to the Grain Inspection, Packers, and Stockyards Administration, along with Farmer Fair Practices Interim Final Rules. Repeal the Agriculture Improvement Act of 2018.

Prohibit worker, management, and contractor contracts restricting the use of ethically efficient automation.

Require entities hiring non-business license having repair, domestic, construction, and landscaping help to provide 1099s when their helpers' annual remuneration exceeds $500.

Require each subscription having business to have an unsubscribe link in at least 12 point font on its home page, taking subscribers to only one other page, where subscribers may unsubscribe while being asked no more than three questions.

Ban states and local governments from prohibiting businesses from displaying photos of thieves, robbers, and murderers. Prohibit states and local governments from banning facial recognition technologies. 

Permit neither selling nor leasing parts of the US electromagnetic spectrum to foreign and multinational entities.

Prohibit states and local governments from restricting which groups elected officials and political appointees belong to, except rape, murder, terrorism, monarchism, religious rule, and financial crime advocating groups.

Create a resolution, in the event of coercive take over of Taiwan by China, recognizing the Taiwanese government as the government of all China, except Tibet.

Require anonymous coroners or medical examiners in politically relevant cases, assigned by an inspector general.

Prohibit non-disclosure agreements between government entities and businesses, except for sufficient trade secret and national security reasons.

Require leasors to release housing leasees from leases upon written request of leasees or their legal representatives when leasees have been hospitalized for more than one week or are the victim of law enforcement documented stalking or acquire a new government determined disability.

Create a mandatory minimum sentence of two days hard labor for protesters deliberately blocking and or delaying the legal movement of vehicles and or pedestrians for each vehicle and or pedestrian blocked and or delayed.

Require open to the public government offices to open later and remain open until at least 7:00 p.m. at least one day per week.

Prohibit non-compete agreements for any non-governmental employee earning under a yearly mean of $1,650 per week, except any worker practicing US government security clearances or being an employer's highest paid worker or receiving at least 600 hours of employer paid training in the previous year. 

Prohibit non-compete agreements for 1099 recipients earning under a mean of $780 per work day.

Ban non-compete agreements for gig workers earning under the 1099 yearly minimum.

Prohibit explicit and de facto no-poach agreements between and among non-governmental employers, except for chief executives at companies having more than 20 employees.

Ban no-poach agreements for 1099 recipients.

Ban non-solicitation agreements for employees earning under a yearly mean of $930 per week, except employees practicing US government security clearances or receiving more than 600 hours of employer paid training in the previous year.

Ban non-solicitation agreements for 1099 recipients.

Void non-compete and non-solicitation agreements at non-governmental entities that are seeking or have received bankruptcy protections, except for chief executives and employees practicing US government security clearances. 

Void non-compete and non-solicitation agreements for defunct employers.

Prohibit cell phone companies, internet service providers, and publicly funded Wi-Fi providers from blocking domestic political websites.

Pass the Journalism Competition Preservation Act of 2021.

Prohibit rental application fees from exceeding 290 percent of the local minimum hourly wage.

At the start of each presidential term, randomly select congresspersons to appoint one person to the White House Office of Legal Counsel, until filling the entire OLC staff. Fire unselected staff from the previous administration. Prohibit executive branch members from firing OLC staff. Require at least 60 percent Congressional vote to fire OLC staff. Require public publication of all non-classified OLC opinions.

Prohibit states and local governments from restricting the sheathed carry of machetes and hunting knives for hunting, gathering, gardening, landscaping, and self-defense purposes on open to the public sidewalks, in lawfully possessed vehicles, on possessor owned properties, on possessor rented properties, and on non-restricted public lands by adults having neither felony nor violent misdemeanor convictions.

Require government investigators to recuse themselves when investigations should investigate first, second or third degree relatives of investigators. Or current or former lovers or classmates of investigators. Or their employers or employees.

Ban any entity being non-labor boycotted, threatened with a non-labor boycott or threatened by extortion related criminal activities, from giving money, goods, services or employment to the entities threatening them or to other entities allied with the threatening entities.

Prohibit current and former elected officials and political appointees from signing non-disclosure agreements with businesses, except for sufficient national security or intellectual property protection reasons.

Prohibit zoning ordinances, except those prohibiting probable, sufficiently harmful noise violations, street parking violations, safety violations, pollution violations and or mood altering drug violations.

Require government permit issuing entities to reach permit decisions within 60 days for housing construction and 150 days for other activities, reducing relevant government employee salaries 0.1 percent for each day of delay past 150.

Repeal all or parts of Comstock laws, not involving child exploitation.

Prohibit lawsuits based on anti-meritarian disparate impact assertions.

Prohibit states and local governments from requiring safety inspections more than once every two years and emissions inspections more than once every four years of under 16-year-old gasoline powered motor vehicles.

Pass the Sensitive Technologies Supply Chain Risk Management Act of 2022.

Require losing lawsuit defendants to pay only their proportion of fault, not the proportion of dead, insolvent or otherwise unobtainable defendants.

Ban for-profit door-to-door soliciting, except by neighbors owning or renting properties within 400 yards.

Ban for-donation door-to-door soliciting.

Ban telemarketing, except when a pre-existing financial relationship exists or prior in person meeting occurred.

Require all internet browsers to have easy-to-use, user controllable site blocking features.

Double the value added tax on new appliances and other household goods that connect to the internet.

Pass the Junk Fee Prevention Act.

Prohibit states and local governments from passing laws shielding businesses,  foreign entities, and non-profit entities from lawsuits.

Prohibit government regulations requiring backup cameras, adaptive cruise control, automatic emergency braking, automatic emergency calling, and electronic stability control in motor vehicles.

Ban differing taxes on properties based on length of time owned.

Pass these air travel reforms.

Ban public-private partnerships using government funds, except with manufacturers having all their blue collar employees in the United States and paying all their employees at least $15 per hour.

Pass the Right to Equitable and Professional Auto Industry Repair Act.

Prohibit employers and publicly funded schools from pressuring individuals to display partisan political insignia.

Amend the National Labor Relations Act  to include the well-reasoned claims of domestic laborers, agricultural laborers, and independent contractors.

Repeal the misnamed Civil Rights Act of 1991.

Prohibit government entities from blocking private construction projects  having prior legal approval, except when new evidence beyond a reasonable doubt arises that such projects will cause at least three times as many harms as benefits.

Prohibit government entities from paying business entities to produce fewer goods and services.

Pass the Protect Liberty and End Warrantless Surveillance Act.

In the event that reforms similar to this website are not enacted, peacefully divide the United States into dozens of smaller countries, including countries where ethical reasoning prevails, rather than selfish, wishful, repetitive, group-think, self-satisfied, confirmation biased litmus test demagoguery.

J.T. Fournier, last updated December 6, 2024

Constitutional Amendments

Pass legislation if constitutional, then constitutional amendments accomplishing the following:

• eliminating the United States Senate, devolving any beneficial functions to the House, excluding filibusters
• banning all forms of honoraria and remuneration for speaking engagements by current and former elected officials and Federal appointees
• banning non-majority congresspersons and unelected individuals from holding up legislation by non-democratic means
• eliminating the current Federal Reserve, placing a new Central Bank under control a majority or plurality citizen vote elected five-year term head
• giving majority House vote the right to mail equal, well-reasoned sums of money to all U.S. citizens when there exists a shortfall in U.S. demand and U.S. inflation is excessively low, banning corporate bailouts, except for well-reasoned manufacturing or national security concerns, prohibiting bailouts of foreign entities, including multinational entities having at least one quarter of their employees outside the United States
• giving the Central Bank head the right to buy and retire federal government securities
• requiring Central Bank lending to be both profitable and a beneficial creator of non-financial goods and services
• banning the Central Bank from making or having loans at rates below the inflation rate
• prohibiting the Central Bank from employing former private sector financial industry employees in jobs paying more than the local median household income per year
• banning anyone from simultaneously working for the Central Bank and private for profit entities
• banning private entities from owning any portion of the Central Bank
• requiring implementation of Central Bank policies by the elected Central Bank head and government employees appointed by the head
• banning former Central Bank employees from working in the financial industry
• eliminating the nine person Supreme Court, creating and electing a new two-year office for the United States Attorney General and a one person two-year term Supreme Court chosen by nationwide instant runoff vote
• requiring all judges and federal elected officials to take at least a 500 hour course in accurately weighing evidence prior to becoming a judges or elected officials
• requiring all judges to be elected to two-year terms.
• permitting any contiguous, non-polygamist, non-aggressive group of 60 plus citizens having mean per capita wealth and income below 290 percent of the US mean per capita wealth and income to peacefully secede along with their assets, permitting them to secede with a percentage of national land no greater than their percentage of the general population.
• overturning Citizens United
• eliminating judicial review
• adding any law previously overturned by courts to general election ballots for voter review, automatically reinstating any law approved by a majority of legally voting voters
• banning courts from overturning the same law again
• putting federal laws overturned by courts on ballots nationwide and state laws overturned on in-state ballots
• requiring all military employees to take a yearly oath to defend American individuals from unwarranted violence
• requiring a special election within 80 days to fill any vacated federal elected, non-presidential office, banning governor appointed individuals from filling the office for more than 90 days
• limiting maximum elected official annual all source earnings to nine times the median annual earnings of full-time, full-year workers
• reducing presidential and legislator salaries ten percent each non-quarantine 200 consecutive day period the unemployment rate is above 5.4 percent
• banning military interventions lasting more than 20 days without weekly majority House approval
• requiring federal elected officials to participate in a military draft lottery each term, with a 15 percent chance of being drafted into the infantry as an enlisted soldier, with no age, medical or other excuses for escaping service, to be served for two years at the end of each elected term
• Requiring US Army drafting as E-1s of individuals having net worths greater than 200 million dollars and or previous year incomes greater than 14 million dollars after any three month period when US military combat casualties exceed 130 for each month
• requiring E-1 US Army drafting of pundits earning more than $99,000 in the previous year after any three month period when US military combat casualties exceed 130 for each month
• requiring billionaires and pundits earning more than $99,000 per year to be drafted into the infantry following any month with more than 400 US combat casualties
• eliminating the electoral college and instead electing presidents by nationwide instant runoff vote
• creating party-list and independent candidate proportional representation in the House with seats awarded to non-party candidates or party candidates who receive the most votes
• permitting the United States president to introduce legislation requiring a House vote
• distributing House seats by the best research methods, using independent, blinded redistricting czars to eliminate gerrymandering
• eliminating all lifetime judicial appointments, creating judicial terms of maximum two years
• banning all United States entities from providing financial or material support to insurgents or counterinsurgents working to spread Islam, globalism, Hitlerism, communism, monarchism, multiculturalism, neoconservatism, rapturism, armageddonism, third wayism or laissez-faire economics
• banning all United States entities from providing financial or material support to insurgents or counterinsurgents working to deny ethical self-determination
• registering all adult citizens to vote at their address on a national ID card, permitting homeless citizens to be registered at a charity or rental mail box or the address of a friend
• prohibiting entities receiving government financial assistance, including tax entitlements, from paying any individual, except physicians, more than five times the median annual household income per year in all forms of remuneration
• designating well-reasoned, well-regulated capitalism as the macroeconomic system of the United States
• permitting Congress to declare a national emergency by 55 percent vote if the president has not done so
• granting DC statehood
• giving every political party having at least 0.2 percent of registered voters as members a spot on ballots
• banning signing statements
• granting line item veto power to the president and the ability to override the line item veto and other vetoes to Congress with a 55 percent majority
• prohibiting labor unions for government employees
• prohibiting teacher tenure at publicly funded entities
• increasing the size of the House to 501 representatives, with one staff member per 17,000 citizens represented, requiring a staffer minimum wage equal to twice the national median hourly wage
• requiring Congressional committee and subcommittee funding sufficient to maximize public benefits
• prohibiting current and former federal auditors, prosecutors, inspectors, investigators, political appointees, law enforcers, and elected officials who received a gross, annual federal salary more than the median annual household income from receiving direct or indirect gifts exceeding $16 and value from anyone other than spouses, grandparents and first degree relatives for the rest of their lives, prohibiting the previously mentioned individuals from ever being employed directly or indirectly by any corporation for the remainder of their lives, including freelance, subcontract work and quid pro quo gifts to themselves, spouses or first degree relatives from corporations
• granting citizens in criminal cases the right to presumed innocence until proven guilty beyond a reasonable doubt, except for arson, treason, espionage, lethal terrorism, pathogen crimes, financial crimes, nuclear weapons crimes or destruction of properties, along with crimes committed by generals, admirals, non-citizens, elected officials, former elected officials, political appointees, dual citizens, and individuals with annual incomes at least 40 times greater than median per capita income, net assets at least 30 times greater than median adult wealth or as prescribed elsewhere on this site, where preponderance of evidence shall be the standard
• banning any entity operating within the United States from loaning money to any foreign government
• banning the deliberate human importation of living birds, reptiles, and mammals, except for zoos and medically approved purposes
• permitting a right to resist unlawful entry against an unlawful entrant into a home
• Requiring US laws to extend to all entities operating in the US
• banning disability awards for drug addictions
• banning businesses and individuals convicted of financial crimes from more than one appeal
• banning current and former felons, millionaires, billionaires, registered lobbyists, financial industry employees, insurance industry employees, and political party members from being judges, defining a political party member as anyone who previously ran for political office as a member of a political party
• prohibiting foreign and multinational entities from owning or managing US media, from hiring or donating to US political entities, including dual citizens and individuals not born within the United States
• requiring temporary universal basic income to replace unemployment insurance during major pandemics and other economic catastrophes
• banning state legislatures from limiting liability on corporations
• banning judges from altering civil damages against corporations by more than 92 percent
• allowing the president, attorney general, and head of the central bank to make their appointments without congressional approval, giving the attorney general authority to supervise and enforce all financial and anti-trust laws with funding decided by voters
• eliminating pardoning and commuting power for presidents and governors
• banning affirmative action policies
• banning race, ethnicity, and religion based government mandated financial benefits
• banning government grants and tax entitlements to religious groups
• banning government loans and grants to nonprofits
• prohibiting commercial banks from investing in private equity funds 
• prohibiting commercial banks from managing funds
• banning government entities from taking anything other than United States Federal currency in tax payments
• making the presidential succession line: vice president, secretary of state, federal employees from a rank order list previously provided by the president, randomly selected cabinet member, randomly selected member of the House from the president's party if any, randomly selected state legislator, with random selections run and overseen by surviving members of the American Statistical Association
• banning the use of any taxpayer funds to resettle any immigrant
• banning all government desegregation policies
• lowering the age children may voluntarily drop out of school to 12, requiring drop outs under 18 to work at least 28 hours per week or perform 80 hours per month of community service or attend college, with passing grades, for at least 11 semester hours or attend, with passing grades, a vocational program that meets at least 24 hours per week
• ending, involuntarily, the public school education of any public school student above age 11 suspended or incarcerated more than a lifetime total of 31 days
• requiring court ordered child support payments to be automatically, electronically deducted from paychecks or added to tax bills for individuals not receiving regular paychecks
• requiring surgical sterilization for males and pre-menopausal females failing to pay more than 270, consecutive or nonconsecutive, days of court ordered child support
• requiring surgical sterilization for male or pre-menopausal female prisoners sentenced to more than 30 days in prison, except for prisoners serving life without parole or female prisoners expecting release after they become postmenopausal
• banning new laws from quoting texts  claiming to be the words of gods
• overturning all general public policy rulings by all judges, banning government entities from giving any weight to general public policy rulings by judges, also known as undemocratic dictators
• requiring legal punishments at least severe enough to severely deter copycat crimes
• requiring punishment fines for monetary crimes and other profitable crimes to be at least three times the costs of crimes
• requiring only Congressional majority vote to withdraw from an international agreement
• providing for direct citizen election of a single Federal Trade Commission commissioner to two-year terms, eliminating the four other commissioners.
• requiring government activities to be randomly audited at least once every three years by the Attorney General's office
• eliminating legal restrictions on union organizing during non-work periods by private sector workers earning less than half the local mean in total hourly compensation, except racketeering activities 
• requiring all government entities to have anonymous tip lines, run by the Attorney General's office, reporting criminality and inefficiency, making publicly available all submitted tips, except those tips that may endanger the safety of tipsters potentially unable to keep their anonymity
• banning trade laws from overriding other laws
• granting birthright citizenship to only individuals having at least one United States citizen biological parent
• requiring privately held corporations to be reorganized as partnerships or sole proprietorships
• banning the elimination of Federal savings deposit insurance
• requiring states to have unicameral legislatures
• banning government loans having negative inflation adjusted economic expected values
• banning government entities from creating laws or incentives for private entities to make loans having negative inflation adjusted economic expected values
• requiring laws demanding disclosure of unethical activities to also ban and provide sufficient punishment for those activities
• eliminating diplomatic immunity, holding all individuals within the US to the laws of the land 
• requiring all diplomats entering the US to sign an oath agreeing to obey US laws and to comply with any punishments for violating US laws
• banning the use of judicial precedent in legal decisions
• requiring all legal decisions be made by an accurate weighing of laws and well-reasoned evidence relevant to each individual case
• prohibiting government entities from contracting or otherwise devolving licensing, inspecting, and regulating activities to non-government entities
• banning all judges, federal elected officials, political appointees, their spouses, and their first degree relatives from having financial instruments, except savings accounts, checking accounts, and personal home mortgages
• prohibiting all elected officials, political appointees, their spouses, and their first-degree relatives from receiving any personal or campaign gifts or funds exceeding $16 in value from any foreign or multinational entity
• requiring all law enforcement entities to make all evidence publicly available from all law enforcement actions that result in death, hospitalization, destruction of property or confiscation of property
• banning all individuals with dual citizenships from voting in United States elections, donating to United States political campaigns, being employed by United States government entities, contracting with United States government entities, and advocating for United States political candidates
• banning school related government aid to private post-secondary schools and their students
• requiring public publication of votes made by government elected officials, except primary and general election votes 
• banning educational loans and loan guarantees to post-secondary students not studying critical shortage fields 
• banning foreign and multinational entities from funding US political activities
• banning federal funds to state, local, and private post-secondary schools for purposes unrelated to academics
• legalizing buyers' cartels when serving sufficient overall benefit or the best available Hobson's alternative
• banning foreign and multinational entities from owning US real estate
• requiring elimination of trade relations with the People's Republic of China for at least 95 years if it invades Taiwan
• banning gain of function pathogen research, creating a mandatory minimum sentence of 90 years extreme torture, having preponderance of evidence convictions
• banning any entity from donating more than $2,000 per year to political entities
• banning political parties from purchases costing less than 80 percent of market value 
• giving voters the right to ban by majority direct vote any technology voters deem too great an existential risk.
• banning political parties from selling goods and services for more than 120 percent of market value 
• prohibiting public universities from entering into partnerships with corporations, private partnerships, sole proprietorships, OIC entities, and foreign government entities
• banning federal entities from watering down state and local financial, insurance, and real estate regulations and enforcement
• requiring that only the following attributes be considered when hiring for government positions: citizenship status, civil service test scores, criminal backgrounds, relevant skills, previous work performance
• requiring only a preponderance of tacit cooperation evidence for price fixing and other antitrust convictions
• prohibiting the giving of vouchers, tax entitlements, means tested funds, and stimulus money to multinational entities and entities outside the geographical lands and waters of the United States
• limiting intellectual property rights to 20 years after total sales and rentals of items relevant to an intellectual property exceed twice the annual median household income, eight years for non-defense software and pharmaceuticals, 65 years for items never exceeding twice the annual median household income in sales and rentals
• requiring government officials to obey all laws of the nation
• banning all religion based libel and slander lawsuits
• requiring harms to offenders by civil and criminal punishments to at least equal the harms the offenders caused victims divided by the probabilities of being caught for the offenses from zero to one
• banning lawsuits, criminal charges, and government fiscal rules based on claims of emotional traumas and or epigenetic harms
• banning lawsuits, criminal charges, and government fiscal rules based on claims of harms done to dead ancestors over 80 years ago by now dead alleged perpetrators
• banning portions of laws specifying maximum fines for financial crimes
• banning the religious sacrifice of vertebrates
• requiring government entities to choose the law that best serves citizens' ethical benefits when federal laws contradict
• requiring sentencing guidelines for state and federal crimes
• requiring state or federal appointment of special prosecutors to handle criminal cases involving local government officials, including law enforcement employees
• banning all government officials from hiring or appointing first, second, and third degree relatives to any government position, including relatives through marriage
• requiring all ballots for state or federal office to list at least ten candidate parties or individuals for each state or federal office, arranged in randomly selected order
• banning provision of government services by lotteries
• banning intentional US military use of firearms, explosives, chemical weapons, and or biological weapons against US citizens, legal residents, and or former US citizens within US borders, except against active muggers, assaulters, murderers, hostage takers, building invaders, attempted murderers, and or non-compliant trespassers at government owned restricted areas
• requiring election laws, procedures, and enforcement to be consistent throughout the nation
• voiding laws banning the use, sale, purchase, and or possession of FDA approved devices used primarily for birth control
• requiring four or better scores on at least three AP tests or at least 30 transferable public community college semester hours to gain degree seeking admission at US baccalaureate granting institutions
• removing "of rebellion or" from article one, section nine
• banning from political appointments: individuals donating more than a lifetime total of the median annual household income to political entities
• requiring severe enough punishments  for lapses found by audits to prevent similar lapses by other entities
• requiring judges, congresspersons, political appointees, and Congressional staffers to have been born in US states or territories
• adding rights to an ethical education; to an honest day's pay for an honest day's work; to clean air, clean water, and healthy nutrition; to well-reasoned medical treatment; to freedom from hypothermia; to freedom of association; to public support when 100 percent disabled; to school environments without hostile, unethical, and disruptive individuals; to well-reasoned consent to a medically assisted death with dignity; to freedom from tyranny arising from unethical ideologies, including religions; to have all legal decisions made by ethically well-reasoned evidence; to independent legal counsel during criminal cases at no personal cost; to not having life endangered by in-group or out-group members; to permanently leave the nation, provided all court ordered punishments have been paid; to a nation not made worse by the unethical actions of previous generations; to swift legal procedures and highly probable punishments for crimes committed, having harms not grossly exceeding the overall harms done by the crimes and the expected values of interrupted harms and failed attempts at harm; to choose between imprisonment or corporal punishment for minor crimes or crimes with a sufficiently low probability of repeat offense; to peaceful, unarmed individual or group protests on personal or public property, not interfering with the free passage of vehicles or pedestrians, not causing deliberate damage to others' properties; to employ relatives of any age in consensual, nonhazardous, family owned partnerships and sole proprietorships; to video or audio record the public actions of all other individuals; to run for office and hold office when obtaining sufficient votes, except when having a prior felony conviction; to have national laws and legal decisions override foreign nations' laws and decisions affecting US legal residents, including fantasies with labels such as international law; to have no public funds, including tax entitlements, used for religious practices; to all well-reasoned additional rights not described herein
• requiring creators of sufficiently harmful negative externalities to pay at least the full costs of those externalities
• banning felony convicts from government employment paying more than half the median household income
• banning financial crime felony and misdemeanor convicts from government employment paying more than half the median household income
• banning former or current executives from any corporation subject to regulation from ever being employed as regulators
• banning government and or labor union interference in employer firings of employees for criminal acts and or documented poor job performances
• banning federal foreign aid to foreign governments, quasi-governmental entities, and foreign government employees--except aid for food, family planning, disease prevention, medical treatment, and defense from aggression
• banning abortion after the twenty-sixth week of pregnancy, except in cases of rape, incest or likely serious health results
• sharing sacrifices by eliminating intellectual property rights during any calendar war year having at least 600 US casualties of foreign enemy violence or defense spending greater than 5.8 percent of GDP.
• making all food organism genes and designs public domain
• banning statutes of limitations on crimes, except for crimes committed by individuals under age 16 and individuals expected to die before completing criminal trials.
• requiring monetary policies to maximize overall ethical benefit to US citizens
• requiring the federal government to set national education standards for non-elective public school courses, test the standards, and provide reports of results--requiring report card inclusion of results
• banning civil judgments and criminal charges against individuals for crimes committed by their relatives, except when such individuals have been participants or negligent of legal duties
• banning unpaid internships at corporate and government entities, requiring at least minimum wage pay at all such entities
• banning corporations from paying less than 40 percent of the nationwide median hourly wage for any United States work performed
• banning any multinational corporation operating in the US from operating in the US if they pay hourly wages below 40 percent of the mean hourly wage in any country they operate
• banning a federal budget surplus in any year with a trade deficit
• banning pay-as-you-go and cut-as-you-go federal budget laws
• banning employers from issuing explicit or implied work related threats to employees to vote or not vote for candidates or legislation
• disbaring prosecutors when a preponderance of evidence indicates they have engaged in prosecutor misconduct
• banning government entities from punishing anyone for their non-compliance with the unethical religious beliefs of others
• banning courts from giving weight to religious beliefs as excuses to break laws
• requiring the federal government to prevent financial intermediaries from extracting more than 3.1 percent of GDP
• banning the creation and use of entities to evade anti-corruption laws 
• banning immunity from lawsuits for judges, legislators, and all other government employees for their illegal actions
• permitting majority house approval to require individuals working for government, working for corporations, working for nonprofits or attending schools to receive specified, approved vaccinations as a condition of continued employment or attendance
• banning privatization of public retirement funds
• requiring private employer provided retirement funds to be employee controlled and invested in index funds
• banning anyone with net wealth greater than 15 times median household wealth or annual income greater than eight times the median national income of full-time full year workers from renouncing their United States citizenship, applying hard labor and the death penalty to violators
• banning marriages between first, second, and third degree biological relatives
• establishing that foreign and multinational entities have trading privileges with US entities only when well-reasoned
• banning vaginal intercourse and assisted reproductive technologies between first, second, and third degree biological relatives
• banning anyone having polygamous relationships from government employment and government means tested benefits
• banning non-citizens practicing polygamy from obtaining citizenship
• excluding foreign and multinational entities from domestic free speech protections
• banning non-special education pre-first grade schooling
• prohibiting peacetime requirements for non-elected official females under the age of 46 to register for military drafts
• requiring civil suit plaintiffs against nuclear energy plant construction and operation to prove their cases beyond a reasonable doubt
• banning new government printed publications, including legislation, from containing irrelevant ad hominem attacks such as hate, pinko, phobia, racist, extremist, far left, and far right, along with other false and irrelevant labels such as centrist, offensive, and moderate
• banning the sale of foreign entity financial instruments in the United States and to United States citizens, except those from Australia, New Zealand, and NATO nations.
• banning foreign governments from donating to United States non-profit entities.
• giving Congressional committee chairs the right to start and conduct hearings 
• excluding speech that reports legal and classified military tactics, strategies, positions, and technologies to likely enemies from free speech protections
• requiring individuals convicted of financial crimes having harms exceeding 15 times median annual per capita income to serve at least 13 years in prison, with violent felons as cellmates
• permitting ex post facto prosecutions and convictions for financial crimes exceeding median annual household income
• banning government entities from engaging in or encouraging high-risk loans
• banning military drafts, except for the defense of Australia, New Zealand, and NATO nations
• banning individuals with non-overturned felony convictions or any financial crime convictions exceeding $2,000 in harms from voting
• banning judges, elected officials, political appointees, and any government employee above the GS-9 pay grade from accepting gifts, paid trips, and non-governmental remuneration from anyone
• returning the stolen TV and radio portions of the electromagnetic spectrum back to their rightful owners: the people, using the frequencies for weather, obituaries, local events, emergency information, non-political vocational education, and nonpolitical, non-religious music
• banning disparate impact policies by government entities and publicly traded corporations
• removing or replacing all elements of the constitution contradicting the prescriptions herein
• implementing nationwide occupational licensing portability
• prohibiting congresspersons and federal appointees from having publicly funded security details larger than five individuals
• regulating domain registrars, internet service providers, cable companies, and telephone corporations as public utilities, including protecting freedom of political speech
• permitting majority House vote to require legal quarantines and public N-95 mask wearing
• requiring a mandatory minimum sentence of lifetime 80 hours per week hard labor for stealing, misappropriating or defrauding government funds exceeding $700,000
• prohibiting current and former elected officials and political appointees from receiving any remuneration for endorsing any for-profit product, service or enterprise
• Prohibiting severance remuneration to government employees
• banning marriage for individuals under the age of 16 and prohibiting any form of marriage that does not include a right to divorce
• placing federal law enforcement under the elected attorney general
• requiring majority House approval for presidents to fire inspectors general
• prohibiting government entities from giving funds or government paid labor to political parties or candidates
• banning individuals having net assets greater than ten times median household wealth from holding federal office and federal political appointments
• making due process within the United States apply to only those legally in the United States
• Requiring the firing or resignation of all federal elected officials and political appointees older than their 69th birthday
• banning migration into the United States
• prohibiting government funded medical, technology, and natural science entities from producing and spreading privately paid or government funded political propaganda
• requiring fines and other punishments large enough to deter unethical illegal behavior 
• banning arms sales to North African and Southwest Asian entities
• requiring government mandated insurance to include expected value considerations based on previous incidents and safety violations
• banning current and former elected officials and political appointees from receiving remuneration from companies receiving government contracts
• banning spouses, along with the first, second, and third degree relatives of current and former judges, elected officials and political appointees, from receiving remuneration from companies receiving government contracts, except as part of a full-time full-year annual salary at less than the median annual salary of full-time full-year workers
• requiring a mandatory minimum of 2,800 hours working in a meat processing factory for financial crime convictions exceeding $25,000 in damages
• banning current and former elected officials and political appointees from creating charitable foundations and from serving on the boards of charitable foundations
• banning lobbyists from bundling political contributions
• requiring 80 percent Congressional approval for declarations of war or for authorizations of military force exceeding 13 days
• requiring annual reauthorizations for declarations of war or authorizations of military force by 68 percent of voters.
• banning government entities from participating in counter insurgency wars exceeding 160 days
• requiring that government licensing prevent the formation of monopolies and oligopolies, except highly regulated monopolies and oligopolies sufficiently beneficial to national security, public safety or the public ethical interest
• creating a federal non-joint marriage alternative, making property non-communal, prohibiting joint savings accounts and other joint financial instruments
• prohibiting laws that restrict employers from researching the criminal backgrounds of applicants and employees
• striking Tenth Amendment words after the word constitution, replacing them with "belong to ethical, self-determining citizens"
• banning corporations and government contractors from donating to political campaigns, from donating to entities employing former elected officials and those officials' spouses and first degree relatives
• banning government elected officials and appointees from receiving loans, except housing and vehicle loans under seven times their gross annual government salary
• banning US entities from owning assets exceeding 15 times US median household income in China, India, Russia, South America, Africa, Central America, Caribbean countries, Southwest Asian countries, and Muslim majority countries, punishing violators with a mandatory minimum sentence of at least five years hard labor
• banning the sending of armed US mercenaries and or armed US military personnel to foreign civil wars and guerrilla wars
• giving a House majority vote the right to order as many citizens as beneficial to receive vaccines
• firing all current year judges, banning them from future public office
• prohibiting bankruptcy liability limitations on businesses that at one time had an enterprise value greater than $400,000 and a preponderance of evidence suggests that owners or executives engaged in wage, health, financial, immigration or environmental felony acts relevant to running the business
• requiring random selection of corporate bankruptcy judges from all bankruptcy judges within 600 miles
• prohibiting granting US law exemptions to foreign and multinational entities
• removing the $20 clause
• banning employment contracts exceeding 365 days in length
• banning antitrust exemptions to businesses paying more than the median annual household income in annual remuneration to any entities 
• banning the fixing of United States currency to precious metals
• banning tax-exempt status to entities paying any individual, except physicians, more than twice the median household income per year in all forms of remuneration
• banning judges, elected officials, and government employees above the G-8 level from traveling on private jets
• last updated September 22, 2024